{"id":927,"date":"2023-07-13T16:23:53","date_gmt":"2023-07-13T16:23:53","guid":{"rendered":"http:\/\/sastaloan.360digital.marketing\/?page_id=927"},"modified":"2023-07-13T17:51:49","modified_gmt":"2023-07-13T17:51:49","slug":"working-capital-loan","status":"publish","type":"page","link":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/working-capital-loan\/","title":{"rendered":"Working Capital &#8211; OD \/ CC \/ LC \/ BG \/ BILL DISCOUNTING"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"927\" class=\"elementor elementor-927\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-634bb93 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"634bb93\" data-element_type=\"section\" data-e-type=\"section\" id=\"apply\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1183ecb\" data-id=\"1183ecb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5962613 elementor-section-height-min-height loan_background elementor-section-boxed elementor-section-height-default\" data-id=\"5962613\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f09a5e9\" data-id=\"f09a5e9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dfe3dcc elementor-widget elementor-widget-heading\" data-id=\"dfe3dcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SELECT YOUR EMPLOYMENT TYPE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-eb270d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb270d9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7b17f49 type_back\" data-id=\"7b17f49\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-56b06b7 type_back\" data-id=\"56b06b7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-36ec966 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"36ec966\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6Ijk4MSIsInRvZ2dsZSI6ZmFsc2V9\" tabindex=\"-1\"><img decoding=\"async\" width=\"75\" height=\"75\" src=\"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-content\/uploads\/2023\/07\/sprite-employment-type-v3-2.png\" class=\"attachment-full size-full wp-image-605\" alt=\"\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6Ijk4MSIsInRvZ2dsZSI6ZmFsc2V9\">Professional - Self Employed <\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-b4d1c26 type_back\" data-id=\"b4d1c26\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ffa586c elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"ffa586c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6Ijk4OCIsInRvZ2dsZSI6ZmFsc2V9\" tabindex=\"-1\"><img decoding=\"async\" width=\"75\" height=\"75\" src=\"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-content\/uploads\/2023\/07\/sprite-employment-type-v3-2.png\" class=\"attachment-full size-full wp-image-605\" alt=\"\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6Ijk4OCIsInRvZ2dsZSI6ZmFsc2V9\">Company<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-97b44e5 type_back\" data-id=\"97b44e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-85faa43 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"85faa43\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c8b6abf\" data-id=\"c8b6abf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3b8e7b5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b8e7b5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-af2fc56\" data-id=\"af2fc56\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8569fde elementor-widget elementor-widget-heading\" data-id=\"8569fde\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Working Capital Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17f9937 elementor-widget elementor-widget-text-editor\" data-id=\"17f9937\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To put it simply, a working capital loan is taken to finance a company\u2019s operational expenses. When there\u2019s a shortage of cash flow to manage short-term needs, a company may resort to this type of loan. The finance received from this loan can be used for various purposes:<\/p><ul><li>Debt payments<\/li><li>Buying inventory and raw materials<\/li><li>Paying employee wages<\/li><li>Managing overhead costs<\/li><li>Paying suppliers<\/li><\/ul><p>However, a working capital loan cannot be used for investments or the purchase of long-term assets.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b5da63a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b5da63a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-df0cc70\" data-id=\"df0cc70\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-139304f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"139304f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-995364a\" data-id=\"995364a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a9f9da4 elementor-widget elementor-widget-heading\" data-id=\"a9f9da4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is Working Capital Loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a48ec72 elementor-widget elementor-widget-text-editor\" data-id=\"a48ec72\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Working capital loans<\/strong>\u00a0are loans taken by business organizations for financing their routine, day-to-day operations. These loans are usually taken to cover costs such as employees\u2019 wages or cover accounts payable. Working capital loans are usually taken by organizations which have extremes in their sales cycles and require funds during times of reduced business activity. Working capital loans may be secured or unsecured.<\/li><li>Working capital loans are not meant for long term investments or assets purchases. These are usually used for purposes such as clearing up wages, account payable etc. As such, these loans are meant to allow businesses to continue operations daily even when they don\u2019t have the required operating expenses. The loans are a way to \u2018buy time\u2019 so as to look for avenues for revenue generation while continuing general operations.<\/li><li>There are multiple modes of disbursal of working capital limits such as letter of credit, letter of guarantee, bills limit, and cash credit, among others. In general, banks will not ask for collateral security or third party guarantees in case the borrowed amount is less than Rs.1cr though individual banks have different criteria for releasing these loans. You are advised to check individual products from banks to ascertain the eligibility criteria.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19b89b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19b89b8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-81f9958\" data-id=\"81f9958\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0b3dd9c elementor-widget elementor-widget-heading\" data-id=\"0b3dd9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Best Working Capital Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8fa3084 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8fa3084\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-81258c4\" data-id=\"81258c4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e08ca1 elementor-widget elementor-widget-elementskit-table\" data-id=\"2e08ca1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n<div class=\"ekit_table display  ekit_table_data_type-custom\"\n\tdata-settings=\"{&quot;fixedHeader&quot;:false,&quot;search&quot;:false,&quot;search_placeholder&quot;:&quot;&quot;,&quot;responsive&quot;:true,&quot;pagination&quot;:false,&quot;button&quot;:false,&quot;entries&quot;:false,&quot;info&quot;:false,&quot;info_text&quot;:&quot;&quot;,&quot;entries_text&quot;:&quot;&quot;,&quot;ordering&quot;:false,&quot;searchIcon&quot;:&quot;&quot;,&quot;item_per_page&quot;:30,&quot;nav_style&quot;:&quot;&quot;,&quot;prev_text&quot;:&quot;&quot;,&quot;next_text&quot;:&quot;&quot;,&quot;prev_arrow&quot;:&quot;&quot;,&quot;next_arrow&quot;:&quot;&quot;}\">\n\t<table id=\"ekit-table-container-2e08ca1\" class=\"display dataTable\" style=\"width:100%\"><thead><tr>\t<th class=\"elementor-repeater-item-aad3c0a\">\n\t\t<div\n\t\t\tclass=\"ekit_table_item_container  ekit-table-container- \">\n\t\t\tBanks\t\t<\/div>\n\t<\/th>\n\t\t<th class=\"elementor-repeater-item-daeb48b\">\n\t\t<div\n\t\t\tclass=\"ekit_table_item_container  ekit-table-container- \">\n\t\t\tInterest Rate\t\t<\/div>\n\t<\/th>\n\t\t<th class=\"elementor-repeater-item-7697220\">\n\t\t<div\n\t\t\tclass=\"ekit_table_item_container  ekit-table-container- \">\n\t\t\tLoan Amount\t\t<\/div>\n\t<\/th>\n\t\t<th class=\"elementor-repeater-item-332cd72\">\n\t\t<div\n\t\t\tclass=\"ekit_table_item_container  ekit-table-container- \">\n\t\t\tTenure\t\t<\/div>\n\t<\/th>\n\t <\/tr><\/thead><tbody><tr>\t<td data-order=\"State Bank of India\u00a0\"\n\t\tclass=\"elementor-repeater-item-abfdae0 ekit_table_data_\">\n\t\t\t\t<a href=\"#\">\n\t\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t<p>State Bank of India\u00a0<\/p>\t\t\t<\/div>\n\n\t\t\t\t\t<\/a>\n\t\t\t<\/td>\n\t\t<td data-order=\"9.00% to 10.50%\u00a0\"\n\t\tclass=\"elementor-repeater-item-98ce708 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t<p>9.00% to 10.50%\u00a0<\/p>\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 100 Cr\u00a0\"\n\t\tclass=\"elementor-repeater-item-9084074 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t<p>Up to 100 Cr\u00a0<\/p>\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-15 Yr\"\n\t\tclass=\"elementor-repeater-item-f37466c ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n1-15 Yr \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Bank of Baroda\"\n\t\tclass=\"elementor-repeater-item-681a9f9 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tBank of Baroda \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"9.00% to 10.50%\"\n\t\tclass=\"elementor-repeater-item-6974a46 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t9.00% to 10.50% \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 100 Cr\"\n\t\tclass=\"elementor-repeater-item-956a1b9 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 100 Cr \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-15 Yr\"\n\t\tclass=\"elementor-repeater-item-58eb354 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n1-15 Yr \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Union Bank of India\"\n\t\tclass=\"elementor-repeater-item-902ba7c ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUnion Bank of India \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"9.00% to 10.50%\"\n\t\tclass=\"elementor-repeater-item-72b28a5 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t9.00% to 10.50% \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 100 Cr\"\n\t\tclass=\"elementor-repeater-item-d568866 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 100 Cr \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-15 Yr\"\n\t\tclass=\"elementor-repeater-item-cc3da8d ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-15 Yr \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Indian Bank\"\n\t\tclass=\"elementor-repeater-item-c6d0fa1 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tIndian Bank \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"9.00% to 10.50%\"\n\t\tclass=\"elementor-repeater-item-a6703ba ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n9.00% to 10.50% \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 100 Cr\"\n\t\tclass=\"elementor-repeater-item-93a691e ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 100 Cr \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-15 Yr\"\n\t\tclass=\"elementor-repeater-item-1716824 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-15 Yr \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Bank of India\"\n\t\tclass=\"elementor-repeater-item-a09dbc9 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tBank of India \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"9.00% to 10.50%\"\n\t\tclass=\"elementor-repeater-item-3fc4552 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t9.00% to 10.50% \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 100 Cr\"\n\t\tclass=\"elementor-repeater-item-96c1721 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 100 Cr \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-15 Yr\"\n\t\tclass=\"elementor-repeater-item-04c5175 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n1-15 Yr \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t <\/tbody><\/table><\/div>\n\n\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-772b639 elementor-widget elementor-widget-text-editor\" data-id=\"772b639\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>*The interest rate depends on loan amount availed by the customer as well as the type of loan scheme and several other factors based on the terms and conditions of the lender.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6adee02 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6adee02\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cdcd724\" data-id=\"cdcd724\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d1110ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d1110ba\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c670bac\" data-id=\"c670bac\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75f3dba elementor-widget elementor-widget-heading\" data-id=\"75f3dba\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility criteria required to be fulfilled in order to avail a Working Capital Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad62679 elementor-widget elementor-widget-text-editor\" data-id=\"ad62679\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>If you are businessman or a trader and own small and medium sized business, then you can apply for a Working Capital Loan scheme<\/li><li>Your business must exist for at least 3 years<\/li><li>It is mandatory to have ownership of at least one property<\/li><li>Your business should have its income tax filed for at least 1 year<\/li><li>Your age should be between 25 years and 55 years<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3b4362b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b4362b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-666eb17\" data-id=\"666eb17\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b64173d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b64173d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ae8d62f\" data-id=\"ae8d62f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d3eee4 elementor-widget elementor-widget-heading\" data-id=\"3d3eee4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Different Types of Working Capital Loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10ff9c9 elementor-widget elementor-widget-text-editor\" data-id=\"10ff9c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>1. Trade Credit<\/strong><\/p><p>This kind of credit is dependent on the creditworthiness of the borrower and is provided by a supplier. The creditworthiness can be ascertained from the liquidity situation, profit and payment records of a business. There are specific terms and a thorough business evaluation involved before such funding can be secured.<\/p><p><strong>2. Cash Credit<\/strong><\/p><p>This is provided by commercial banks, and is one of the most popular sources of funds for SMEs. There is a maximum limit allotted to borrower and interest is charged on the amount used to meet working capital requirements.<\/p><p><strong>3. Short Term Loan<\/strong><\/p><p>This type of loan has a fixed amount and repayment tenure that must be met. It is good to secure funding for unexpected sudden situations. It is normally secured. However, depending on the goodwill of the borrower, the relationship with the lender and the past repayment history, the ender might choose to not issue loan without any collateral.<\/p><p><strong>4. Overdraft<\/strong><\/p><p>Under this type of loan, a bank or financial institution allows the borrower to draw more money from their current\/ savings account, than they have, in exchange for an agreed upon rate of interest, if the overdrawn amount is within the agreed upon limits.<\/p><p><strong>5. Accounts Receivable Financing<\/strong><\/p><p>This is meant for businesses that have received sales orders but are unable to deliver it due to lack of funds. This type of funding can be received only on the number of orders confirmed and the borrower is unable to pay for. This type of funding requires the borrower to have an excellent record of credit.<\/p><p><strong>6. Factoring<\/strong><\/p><p>This is similar to accounts receivable, with the difference being that it is secured on future credit receipts. A few select chosen accounts payable are sold to the lender, at a discounted rate, where the lender collects the money from the debtors of the borrower. It can be with recourse (i.e. the borrower bears the risk if debtors do not pay up) or without recourse (i.e. the factor party bears the risk if the debtors do not pay).<\/p><p><strong>7. Bills Discounting<\/strong><\/p><p>This is a method of buying goods through a bill of credit, for sellers of goods. It is a source of working capital, where the lender or financial institute takes discount from the seller\u2019s customers. The bills that come under this discount are termed as \u2018bills of exchange\u2019.<\/p><p><strong>8. Letter Of Credit<\/strong><\/p><p>This instrument is crucial for enterprises dealing in import and export, where they have to engage in business if buyers or sellers overseas. In such a situation, a bank provides monetary guarantee that acts as assurance to the suppliers of goods.<\/p><p><strong>9. Bank Guarantee<\/strong><\/p><p>This is a non-monetary or non-fund based responsibilities taken by a bank or lender. It can be availed to cushion the risks related to the non-payment bby a third party. The lending authority might charge a minimal commission in addition to collateral.<\/p><p><strong>10. Equity Finance<\/strong><\/p><p>This kind of finance is secured from investors, friends and family, and is best suited for fairly nascent businesses, that do not yet have a credit record.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-75d7eef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75d7eef\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a08b70f\" data-id=\"a08b70f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9a44ee0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9a44ee0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-607267f\" data-id=\"607267f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-584a534 elementor-widget elementor-widget-heading\" data-id=\"584a534\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefits of a working capital loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9a47f2 elementor-widget elementor-widget-text-editor\" data-id=\"a9a47f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you need to manage your company\u2019s immediate expenses, a working capital loan has several benefits that will work in your favour.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc328a8 elementor-widget elementor-widget-text-editor\" data-id=\"bc328a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Unsecured loans<\/strong><\/p><p>When you apply for a working capital loan, you\u2019re not required to pledge any type of asset as security. You can also get a sizeable loan amount sanctioned, going up to Rs.30 lakh. Now, the amount granted varies from bank to bank, and also depends on other eligibility criteria.<\/p><p><strong>Quick application and approval process<\/strong><\/p><p>One of the major benefits of a working capital loan is the convenient application and approval process. All you have to do is share basic information and submit minimal documentation to begin your application process. The lack of collateral also speeds up the approval process. Once your loan is approved, you can expect the sanctioned amount to be disbursed quickly.<\/p><p><strong>No interference<\/strong><\/p><p>Considering that this is a short-term loan, you\u2019re not required to give your lender any information about your expenditures. The lender also has no involvement in your business matters, since there is no ownership from their end or any exchange of shares. All you have to concern yourself with is the equated monthly instalments and clearing those balances before the due date.<\/p><p><strong>Flexible withdrawals<\/strong><\/p><p>Some businesses don\u2019t have a structured budget or plan for their finances, especially when it comes to procuring new material or managing overhead costs. This is when a working capital loan comes in handy because you have the flexibility to spend as per your discretion. You\u2019re not required to share a detailed plan of your company\u2019s expenditures to acquire the loan. In fact, some banks also offer flexi working capital loans. Here, you only borrow how much you require and pay interest on the borrowed amount. You can also repay your dues when you have the finances, without worrying about the pre-payment charges.<\/p><p><strong>Pre-approved loan offers<\/strong><\/p><p>Some banks also give you the option of accessing pre-approved loans. Now, these offers make the application and approval process far easier. To get a hold of this offer, you may be asked to submit your basic information on the bank\u2019s portal. If you\u2019re eligible for the loan, the approval and disbursal should have a quick turnaround.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3cb7691 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3cb7691\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-654e5a8\" data-id=\"654e5a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5959a40 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5959a40\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-60c32cb\" data-id=\"60c32cb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dcd05dc elementor-widget elementor-widget-heading\" data-id=\"dcd05dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2fef21 elementor-widget elementor-widget-text-editor\" data-id=\"b2fef21\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The criteria vary from lender to lender. However, listed below are some basic requirements to be eligible for a working capital loan.<\/p><ul><li>Minimum age requirement of the applicant is 25 years<\/li><li>Business vintage of at least 3 years<\/li><li>The latest Income Tax returns information<\/li><\/ul><p>You may be asked to provide additional information to verify your business as well.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cb9ca90 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cb9ca90\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c0633e2\" data-id=\"c0633e2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1db90a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1db90a2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1f64138\" data-id=\"1f64138\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f44fb3 elementor-widget elementor-widget-heading\" data-id=\"9f44fb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Documents Required<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0114ed3 elementor-widget elementor-widget-text-editor\" data-id=\"0114ed3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As mentioned above, the document requirements for a working capital loan are minimum. Check the list below to get an idea of what documents you need to keep handy.<\/p><ul><li>Passport-sized photographs<\/li><li>KYC documents<\/li><li>Relevant financial documents<\/li><li>Business proof<\/li><li>The latest bank account statements<\/li><\/ul><p>You may be asked to provide additional information to verify your business as well.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a480739 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a480739\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c6b0fd5\" data-id=\"c6b0fd5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ee70e31 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ee70e31\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d16059f\" data-id=\"d16059f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a9ab48 elementor-widget elementor-widget-heading\" data-id=\"7a9ab48\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Banks offering working capital loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfd2f0e elementor-widget elementor-widget-text-editor\" data-id=\"cfd2f0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There are several public and private banks in India that offer working capital loans to its customers. Here are some of the major banks and NBFCs that provide this loan:<\/p><ul><li>HDFC Bank<\/li><li>ICICI Bank<\/li><li>Axis Bank<\/li><li>State Bank of India<\/li><li>Indian Overseas Bank<\/li><li>Bank of Baroda<\/li><li>Bajaj Finserv<\/li><\/ul><p>You may be asked to provide additional information to verify your business as well.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a91c9a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a91c9a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a18ebd0\" data-id=\"a18ebd0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9368e8b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9368e8b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-981cb15\" data-id=\"981cb15\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-061d101 elementor-widget elementor-widget-heading\" data-id=\"061d101\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Ask Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee5708e elementor-widget elementor-widget-text-editor\" data-id=\"ee5708e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7ed9b7 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"c7ed9b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary side-curve\" id=\"accordion-6a33e56af18b2\">\n\n            \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-c7ed9b7\">\n                        <a href=\"#collapse-65602d26a33e56af18b2\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-65602d26a33e56af18b2\" aria-expanded=\"true\" aria-controls=\"Collapse-65602d26a33e56af18b2\">\n                            \n                            <span class=\"ekit-accordion-title\">What is a Working Capital Loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-65602d26a33e56af18b2\" class=\" show collapse\" aria-labelledby=\"primaryHeading-0-c7ed9b7\" data-parent=\"#accordion-6a33e56af18b2\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>A working capital loan can be used to secure funding for the day to day functions of a business. It can help in ensuring better cash flow, business operations and also cushion against sudden cash requirements or unforeseen situations.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-c7ed9b7\">\n                        <a href=\"#collapse-240599b6a33e56af18b2\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-240599b6a33e56af18b2\" aria-expanded=\"false\" aria-controls=\"Collapse-240599b6a33e56af18b2\">\n                            \n                            <span class=\"ekit-accordion-title\">What is an unsecure Working Capital loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-240599b6a33e56af18b2\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-c7ed9b7\" data-parent=\"#accordion-6a33e56af18b2\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>A working capital loan secured without any collaterals or guarantor is called unsecured. Such a loan is issued by most lenders and can go up to 1 crore, with a repayment tenure of up to 5 years. It can either a short term or a long term loan.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-c7ed9b7\">\n                        <a href=\"#collapse-9a7af716a33e56af18b2\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-9a7af716a33e56af18b2\" aria-expanded=\"false\" aria-controls=\"Collapse-9a7af716a33e56af18b2\">\n                            \n                            <span class=\"ekit-accordion-title\">What are the benefits of a short term working capital loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-9a7af716a33e56af18b2\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-c7ed9b7\" data-parent=\"#accordion-6a33e56af18b2\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>A short term working capital loan can be used to counter sudden cash crunches and keep the business flow unhindered. Some of these activities could be paying rents, etc. These loans have a smaller amount and subsequently shorter repayment tenure or up to 12 months, whih means there is less debt burden on the business.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-c7ed9b7\">\n                        <a href=\"#collapse-0a44a746a33e56af18b2\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-0a44a746a33e56af18b2\" aria-expanded=\"false\" aria-controls=\"Collapse-0a44a746a33e56af18b2\">\n                            \n                            <span class=\"ekit-accordion-title\">When should one go for a long term loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-0a44a746a33e56af18b2\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-c7ed9b7\" data-parent=\"#accordion-6a33e56af18b2\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>A long term working capital loan can help in business expansion activities, buy long-term assets, etc. Such a loan can have an amount of up to 5 crore (or even more, depending on borrower\u2019s profile, credit history and lender discretion)and a repayment tenure that is more than 12 months.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-c7ed9b7\">\n                        <a href=\"#collapse-07ecc7c6a33e56af18b2\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-07ecc7c6a33e56af18b2\" aria-expanded=\"false\" aria-controls=\"Collapse-07ecc7c6a33e56af18b2\">\n                            \n                            <span class=\"ekit-accordion-title\">What are the differences between a Working Capital loan and a term loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-07ecc7c6a33e56af18b2\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-c7ed9b7\" data-parent=\"#accordion-6a33e56af18b2\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>The differences are as follows:<\/p><p><strong>Types:<\/strong><\/p><p><b>Working Capital -<\/b>\u00a0Business Credit, Letter\/Line of Credit, Factoring, Account Receivables, etc.<br \/><b>Term Loan -<\/b>\u00a0Long term and short term<\/p><p><strong>Use:<\/strong><\/p><p><b>Working Capital -<\/b>\u00a0Day to day operations, functioning of business.<br \/><b>Term Loan -<\/b>\u00a0Rent, Raw material purchase, equipment, etc.<\/p><p><strong>Interest rate:<\/strong><\/p><p><b>Working Capital -<\/b>\u00a0Low<br \/><b>Term Loan -<\/b>\u00a0High<\/p><p><strong>Loan Amount:<\/strong><\/p><p><b>Working Capital -<\/b>\u00a0Low<br \/><b>Term Loan -<\/b>\u00a0High<\/p><p><strong>Repayment Tenure:<\/strong><\/p><p><b>Working Capital -<\/b>\u00a0Shorter<br \/><b>Term Loan -<\/b>\u00a0Longer<\/p><p><strong>Collateral:<\/strong><\/p><p><b>Working Capital -<\/b>\u00a0Not required<br \/><b>Term Loan -<\/b>\u00a0Required<\/p><p><strong>Documentation:<\/strong><\/p><p><b>Working Capital -<\/b>\u00a0Lesser chances of improvement<br \/><b>Term Loan -<\/b>\u00a0Better chances of improvement<\/p><p><strong>No. of EMIs:<\/strong><\/p><p><b>Working Capital -<\/b>Lesser<br \/><b>Term Loan -<\/b>\u00a0More<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e4730a4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e4730a4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d5d0bcd\" data-id=\"d5d0bcd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f1b2818 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f1b2818\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dd0e4ff\" data-id=\"dd0e4ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a2bd84 elementor-widget elementor-widget-heading\" data-id=\"0a2bd84\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Say Hello To The \n<br>Collaboration Hub.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-89ef0e9\" data-id=\"89ef0e9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78e7ac7 elementor-widget elementor-widget-button\" data-id=\"78e7ac7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>SELECT YOUR EMPLOYMENT TYPE Professional &#8211; Self Employed Company Working Capital Loan To put it simply, a working capital loan is taken to finance a company\u2019s operational expenses. When there\u2019s a shortage of cash flow to manage short-term needs, a company may resort to this type of loan. The finance received from this loan can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-927","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/pages\/927","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/comments?post=927"}],"version-history":[{"count":52,"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/pages\/927\/revisions"}],"predecessor-version":[{"id":1129,"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/pages\/927\/revisions\/1129"}],"wp:attachment":[{"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/media?parent=927"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}