{"id":829,"date":"2023-07-13T14:37:37","date_gmt":"2023-07-13T14:37:37","guid":{"rendered":"http:\/\/sastaloan.360digital.marketing\/?page_id=829"},"modified":"2023-07-13T17:41:27","modified_gmt":"2023-07-13T17:41:27","slug":"business-loan-for-self-employed","status":"publish","type":"page","link":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/business-loan-for-self-employed\/","title":{"rendered":"Business Loan for Self Employed"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"829\" class=\"elementor elementor-829\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-634bb93 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"634bb93\" data-element_type=\"section\" data-e-type=\"section\" id=\"apply\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1183ecb\" data-id=\"1183ecb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5962613 elementor-section-height-min-height loan_background elementor-section-boxed elementor-section-height-default\" data-id=\"5962613\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f09a5e9\" data-id=\"f09a5e9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dfe3dcc elementor-widget elementor-widget-heading\" data-id=\"dfe3dcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SELECT YOUR EMPLOYMENT TYPE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-eb270d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb270d9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7b17f49 type_back\" data-id=\"7b17f49\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-56b06b7 type_back\" data-id=\"56b06b7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-36ec966 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"36ec966\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6Ijg3NSIsInRvZ2dsZSI6ZmFsc2V9\" tabindex=\"-1\"><img decoding=\"async\" width=\"75\" height=\"75\" src=\"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-content\/uploads\/2023\/07\/sprite-employment-type-v3-2.png\" class=\"attachment-full size-full wp-image-605\" alt=\"\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6Ijg3NSIsInRvZ2dsZSI6ZmFsc2V9\">Company<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-97b44e5 type_back\" data-id=\"97b44e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-85faa43 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"85faa43\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c8b6abf\" data-id=\"c8b6abf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3b8e7b5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b8e7b5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-af2fc56\" data-id=\"af2fc56\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8569fde elementor-widget elementor-widget-heading\" data-id=\"8569fde\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Business Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17f9937 elementor-widget elementor-widget-text-editor\" data-id=\"17f9937\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tBusiness loans are designed to help small businesses and entrepreneurs meet their capital requirements. There are over 20 banks and financial institutions in the country that offer tailor-made business loans at attractive interest rates to suit your financial requirements.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5872c34 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5872c34\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8af34bb\" data-id=\"8af34bb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c4e109 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"3c4e109\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6a33e5c8338a4\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-3c4e109\">\n                        <a href=\"#collapse-65602d26a33e5c8338a4\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-65602d26a33e5c8338a4\" aria-expanded=\"false\" aria-controls=\"Collapse-65602d26a33e5c8338a4\">\n                            \n                            <span class=\"ekit-accordion-title\">Business Loan New Announcements<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-65602d26a33e5c8338a4\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-3c4e109\" data-parent=\"#accordion-6a33e5c8338a4\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <ul><li>Under the economic package of Rs.20 lakh crore announced by Finance Minister of India Nirmala Sitharaman, loans by Non-Banking Financial Companies (NBFCs) to commercial real estate sector, a time period of one year will be provided for the commencement of commercial operations<\/li><li>The biggest highlight of the economic package announcement was the Finance Minister announcing that an emergency credit line of up to 20% of the outstanding credit as on 29 February 2020 will be provided to the MSME sector. This will allow MSME units to restart their business. This loan can be availed by those who have an outstanding loan of up to Rs.25 crore and a business turnover of up to Rs.100 crore. A repayment tenure of 4 years along with a moratorium period of one year will be provided. The banks and NBFCs who have offered the loans will be provided with 100% creditguarantee cover on principal and interest. This loan is likely to benefit more than 45 lakh units and can be availed till 31 October 2020<\/li><li>A provision of subordinate debt worth Rs.20,000 crore will be provided by the Central Government to the MSME sector. The package is likely to benefit up to 2 lakh MSME units. Stress functioning MSMEs including NPAs and business short of capital can avail this debt to restart businesses. The Credit Guarantee Fund Trust for Micro and Small Enterprises (GTMSE) will also be provided support to the tune of Rs.4,000 crore by the Central Government<\/li><li>A Fund of Funds (FoF) worth up to Rs.10,000 crore will be set up by the Central Government. ThisFoF will be operated by a mother fund and few daughter funds. The fund structure is likely to provide a leverage of up to Rs.50,000 crore of funds at daughter funds level. This will also allow MSME units to get listed on the main board of major stock exchanges in India<\/li><li>The Central Government has disallowed global tenders in government procurement up to Rs.200 crore in order to improve Indian businesses<\/li><\/ul><h4><strong>FAQ<\/strong><\/h4><ol><li>How much liquidity will be injected by the Reserve Bank of India (RBI) under the AtmarnirbharBharat Abhiyan?RBI will inject a total of Rs.3.74 lakh crore of which Targeted Long-Term Repo Operations (TLTRO) will be worth Rs.1 lakh crore. Cash Reserve Ratio (CRR) cut of 100 basis points to 3% of net demand and time liabilities worth Rs.1.37 lakh crore, and accommodation under Marginal Standing Facility hiked from 2% of Statutory Liquidity Ration to 3% worth Rs.1.37 lakh crore.<p>RBI will also inject liquidity which will be 0.5% of the GDP out of which Rs.50,000 crore will be reserved for the second phase of TLTRO, and additional refinancing of Rs.50,000 crore by NABARD, SIDBI, and SHB.<\/p><\/li><li>The turnover of my business is below Rs.50 crore. Am I eligible for a loan under Atmanirbhar Bharat Abhiyan?Yes, your business will be considered a small enterprise and hence you can avail investment of up to Rs.10 crore.<\/li><li>Is there any moratorium period provided by the government for the payment of business loans?Yes, you will be given a repayment tenure of 4 years including a moratorium period of 1 year.<\/li><li>The turnover of my business is Rs.80 crore. What type of business enterprise will my unit qualify as?Your business unit will be considered as medium enterprise and you can avail investment of up to Rs.20 crore.<\/li><li>What are the criteria for a business to be considered a micro enterprise?The Central Government finally decided to alter the long-standing definition of MSMEs and increased the investment limit. As per the new definition, units with investments up to Rs.1 crore and turnover up to Rs.5 crore will be considered as micro enterprise.<\/li><li>Will trade fairs and exhibitions continue to happen?No, trade fairs and exhibitions will not take place anymore. Infact, MSMEs will be provided with e-market linkage and will be promoted as a replacement for trade fairs and exhibitions. Fintech will be the tool which will be used in order to increase transaction-based lending by using the data generated by the e-marketplace.<\/li><\/ol>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-65b7ade elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"65b7ade\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-52fcedc\" data-id=\"52fcedc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d36bc1c elementor-widget elementor-widget-image\" data-id=\"d36bc1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"650\" height=\"452\" src=\"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-content\/uploads\/2023\/07\/who_we_are-min.png\" class=\"attachment-large size-large wp-image-123\" alt=\"\" srcset=\"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-content\/uploads\/2023\/07\/who_we_are-min.png 650w, https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-content\/uploads\/2023\/07\/who_we_are-min-300x209.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9be7a83\" data-id=\"9be7a83\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c007811 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c007811\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a03845f\" data-id=\"a03845f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b21785a elementor-widget elementor-widget-heading\" data-id=\"b21785a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Features of Business Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfaf939 elementor-widget elementor-widget-text-editor\" data-id=\"dfaf939\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Business loan benefits vary across different lenders and loan schemes. Some of the common Business loan features ones are listed below:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6867cc0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6867cc0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-82fe506\" data-id=\"82fe506\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b41158b elementor-view-stacked elementor-position-inline-start why_choose elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"b41158b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-loan\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t Nature of Loan\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tShort- and Long-term, Working Capital, Secured and Unsecured Loans\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1fedfe5\" data-id=\"1fedfe5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20e0551 elementor-view-stacked elementor-position-inline-start why_choose elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"20e0551\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-save-money\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t Minimum Loan Amount\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUp to Rs. 1 crore (collateral-free loans), can exceed as per business requirements\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bf70c70 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bf70c70\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dc4e2c8\" data-id=\"dc4e2c8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-059e96c elementor-view-stacked elementor-position-inline-start why_choose elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"059e96c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-user-login\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t Repayment Period\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tFrom 12 months to 5 years\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5097111\" data-id=\"5097111\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-adb257f elementor-view-stacked elementor-position-inline-start why_choose elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"adb257f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-user-login\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t Competitive interest rates\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCheck and Compare from available business loan options\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19b89b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19b89b8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-81f9958\" data-id=\"81f9958\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0b3dd9c elementor-widget elementor-widget-heading\" data-id=\"0b3dd9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comparison of Business Loan by Banks<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8370004 elementor-widget elementor-widget-text-editor\" data-id=\"8370004\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The following are the best home loan interest rates available:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8fa3084 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8fa3084\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-81258c4\" data-id=\"81258c4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e08ca1 elementor-widget elementor-widget-elementskit-table\" data-id=\"2e08ca1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n<div class=\"ekit_table display  ekit_table_data_type-custom\"\n\tdata-settings=\"{&quot;fixedHeader&quot;:false,&quot;search&quot;:false,&quot;search_placeholder&quot;:&quot;&quot;,&quot;responsive&quot;:true,&quot;pagination&quot;:false,&quot;button&quot;:false,&quot;entries&quot;:false,&quot;info&quot;:false,&quot;info_text&quot;:&quot;&quot;,&quot;entries_text&quot;:&quot;&quot;,&quot;ordering&quot;:false,&quot;searchIcon&quot;:&quot;&quot;,&quot;item_per_page&quot;:30,&quot;nav_style&quot;:&quot;&quot;,&quot;prev_text&quot;:&quot;&quot;,&quot;next_text&quot;:&quot;&quot;,&quot;prev_arrow&quot;:&quot;&quot;,&quot;next_arrow&quot;:&quot;&quot;}\">\n\t<table id=\"ekit-table-container-2e08ca1\" class=\"display dataTable\" style=\"width:100%\"><thead><tr>\t<th class=\"elementor-repeater-item-aad3c0a\">\n\t\t<div\n\t\t\tclass=\"ekit_table_item_container  ekit-table-container- \">\n\t\t\tLender\t\t<\/div>\n\t<\/th>\n\t\t<th class=\"elementor-repeater-item-daeb48b\">\n\t\t<div\n\t\t\tclass=\"ekit_table_item_container  ekit-table-container- \">\n\t\t\tInterest Rate\t\t<\/div>\n\t<\/th>\n\t\t<th class=\"elementor-repeater-item-7697220\">\n\t\t<div\n\t\t\tclass=\"ekit_table_item_container  ekit-table-container- \">\n\t\t\tLoan Amount\t\t<\/div>\n\t<\/th>\n\t\t<th class=\"elementor-repeater-item-332cd72\">\n\t\t<div\n\t\t\tclass=\"ekit_table_item_container  ekit-table-container- \">\n\t\t\tLoan Tenure\t\t<\/div>\n\t<\/th>\n\t <\/tr><\/thead><tbody><tr>\t<td data-order=\"HDFC Bank Limited\"\n\t\tclass=\"elementor-repeater-item-abfdae0 ekit_table_data_\">\n\t\t\t\t<a href=\"#\">\n\t\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t<p>HDFC Bank Limited<\/p>\t\t\t<\/div>\n\n\t\t\t\t\t<\/a>\n\t\t\t<\/td>\n\t\t<td data-order=\"16.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-98ce708 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t16.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 75 Lac\"\n\t\tclass=\"elementor-repeater-item-9084074 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 75 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-f37466c ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"ICICI Bank limited\"\n\t\tclass=\"elementor-repeater-item-a02b799 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tICICI Bank limited\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"16.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-9842318 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t16.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 75 Lac\"\n\t\tclass=\"elementor-repeater-item-36d5c81 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 75 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-e7d29c9 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"AXIS Bank Limited\"\n\t\tclass=\"elementor-repeater-item-b75856a ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tAXIS Bank Limited\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"16.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-b729ebf ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t16.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 75 Lac\"\n\t\tclass=\"elementor-repeater-item-85115b9 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 75 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-9a10995 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"YES Bank\"\n\t\tclass=\"elementor-repeater-item-9806910 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tYES Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-f3af2be ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 50 Lac\"\n\t\tclass=\"elementor-repeater-item-8f18986 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 50 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-5d3437e ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"INDUSIND Bank\"\n\t\tclass=\"elementor-repeater-item-485cf13 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tINDUSIND Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Depends on the applicant\u2019s profile &amp; business requirements\"\n\t\tclass=\"elementor-repeater-item-15b2320 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tDepends on the applicant\u2019s profile &amp; business requirements\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Min. Rs. 10 lakh &amp; Max. Rs. 50 lakh\"\n\t\tclass=\"elementor-repeater-item-9400539 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tMin. Rs. 10 lakh &amp; Max. Rs. 50 lakh\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"From 12 months \u2013 36 months\"\n\t\tclass=\"elementor-repeater-item-d00570a ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tFrom 12 months \u2013 36 months\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"IDFC FIRST Bank\"\n\t\tclass=\"elementor-repeater-item-c7a8c10 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tIDFC FIRST Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"16.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-a020e36 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t16.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 1 CR\"\n\t\tclass=\"elementor-repeater-item-8dd8f5d ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 1 CR\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-65067a9 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Kotak Mahindra Bank Limited\"\n\t\tclass=\"elementor-repeater-item-d90c31e ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tKotak Mahindra Bank Limited\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"16.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-1056789 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t16.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 1 CR\"\n\t\tclass=\"elementor-repeater-item-b05170f ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 1 CR\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-d004d0e ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Standard Chartered Bank\"\n\t\tclass=\"elementor-repeater-item-057169c ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tStandard Chartered Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"17.25% p.a. onwards\"\n\t\tclass=\"elementor-repeater-item-6308da3 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t17.25% p.a. onwards\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to Rs. 75 lakh\"\n\t\tclass=\"elementor-repeater-item-da38d8d ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to Rs. 75 lakh\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Maximum up to 60 months\"\n\t\tclass=\"elementor-repeater-item-00f1237 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tMaximum up to 60 months\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Tata Capital Limited\"\n\t\tclass=\"elementor-repeater-item-68baaa6 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tTata Capital Limited\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"17.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-2dff6db ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t17.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 75 Lac\"\n\t\tclass=\"elementor-repeater-item-467f13e ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 75 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-941691f ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Aditya Birla Finance Limited\"\n\t\tclass=\"elementor-repeater-item-8e115fc ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tAditya Birla Finance Limited\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-848f3fb ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 1 CR\"\n\t\tclass=\"elementor-repeater-item-634e06d ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 1 CR\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-bd0752b ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Bajaj Finserv Limited\"\n\t\tclass=\"elementor-repeater-item-b74cbea ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tBajaj Finserv Limited\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"17.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-6c4d666 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t17.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 45 Lac\"\n\t\tclass=\"elementor-repeater-item-424b853 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 45 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-7861fea ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Fullerton India Credit Co. Ltd\"\n\t\tclass=\"elementor-repeater-item-6ab747a ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tFullerton India Credit Co. Ltd\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-d804a80 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-1b0d115 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-4d18d11 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"DEUTSCHE Bank\"\n\t\tclass=\"elementor-repeater-item-ee57d61 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tDEUTSCHE Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"24% per annum\"\n\t\tclass=\"elementor-repeater-item-a227bb6 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t24% per annum\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Minimum Rs. 10 lakh and maximum up to Rs. 50 lakh\"\n\t\tclass=\"elementor-repeater-item-bc0fefe ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tMinimum Rs. 10 lakh and maximum up to Rs. 50 lakh\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"From 12 months to 36 months\"\n\t\tclass=\"elementor-repeater-item-808a2b3 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tFrom 12 months to 36 months\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"RATNAKAR BANK LTD\"\n\t\tclass=\"elementor-repeater-item-62f0e72 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tRATNAKAR BANK LTD\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"19% onwards\"\n\t\tclass=\"elementor-repeater-item-57215ef ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t19% onwards\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Min. Rs. 10 lakh &amp; Max. up to Rs. 35 lakh\"\n\t\tclass=\"elementor-repeater-item-e3fb39a ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tMin. Rs. 10 lakh &amp; Max. up to Rs. 35 lakh\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"From 12 months to 36 months\"\n\t\tclass=\"elementor-repeater-item-38e1e31 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\nFrom 12 months to 36 months\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Induslnd Bank Limited\"\n\t\tclass=\"elementor-repeater-item-e2c5caa ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tInduslnd Bank Limited\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"16.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-900b342 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n16.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 1 CR\"\n\t\tclass=\"elementor-repeater-item-0425bee ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 1 CR\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-220f9d6 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Deustche Bank\"\n\t\tclass=\"elementor-repeater-item-71cc23e ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tDeustche Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"16.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-b69a8a6 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t16.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 75 Lac\"\n\t\tclass=\"elementor-repeater-item-1f9853b ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 75 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-cb0f24c ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Federal Bank Limited\"\n\t\tclass=\"elementor-repeater-item-199a902 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tFederal Bank Limited\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-c43fb94 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 50 Lac\"\n\t\tclass=\"elementor-repeater-item-f171e99 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 50 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-1265286 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Cholamandalam Investment &amp; Finance Co. Ltd\"\n\t\tclass=\"elementor-repeater-item-eb19d03 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tCholamandalam Investment &amp; Finance Co. Ltd \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-2bd2c1d ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-125091a ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-27b6f83 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"L&amp;T Finance Limited\"\n\t\tclass=\"elementor-repeater-item-d92ed00 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tL&amp;T Finance Limited\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"17.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-f30c65b ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t17.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 75 Lac\"\n\t\tclass=\"elementor-repeater-item-6388a29 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 75 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-a365366 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Godrej Capital Limited\"\n\t\tclass=\"elementor-repeater-item-9fa2163 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tGodrej Capital Limited\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"17.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-62fe987 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t17.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-76301d1 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-1d55f01 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Hero Fincrop\"\n\t\tclass=\"elementor-repeater-item-d5b341d ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tHero Fincrop\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-d8294af ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-04464e1 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-b25db4d ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Ashv Finance\"\n\t\tclass=\"elementor-repeater-item-3e74711 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tAshv Finance\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-f338ba6 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-1da10bf ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-163f33f ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Poonawalla Fincorp Limited\"\n\t\tclass=\"elementor-repeater-item-2751d1d ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tPoonawalla Fincorp Limited \t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-701088a ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-c3d4a72 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-a15d6a2 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Clix Capital\"\n\t\tclass=\"elementor-repeater-item-c442818 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tClix Capital\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-085b1e6 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-4047851 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-da53a72 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Edelwise\"\n\t\tclass=\"elementor-repeater-item-8f239b0 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tEdelwise\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-ce291a7 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-363fe4e ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-777dc11 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Ambit\"\n\t\tclass=\"elementor-repeater-item-d5d676a ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tAmbit\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-24f5385 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-b277fed ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-944ee60 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Neogrowth\"\n\t\tclass=\"elementor-repeater-item-140b967 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tNeogrowth\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-f890e52 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-907470f ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-5896490 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Unity\"\n\t\tclass=\"elementor-repeater-item-73784cd ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUnity\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-5dd1655 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-363c446 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-b79e47b ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"SME\"\n\t\tclass=\"elementor-repeater-item-88304e9 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tSME\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-a943370 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-6cf2109 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-3b0485f ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Inditrade\"\n\t\tclass=\"elementor-repeater-item-deed032 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tInditrade\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-8484663 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-8dc183a ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-ebd8a9c ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"IIFL Finance\"\n\t\tclass=\"elementor-repeater-item-2883319 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tIIFL Finance\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"18.00% to 22.00%\"\n\t\tclass=\"elementor-repeater-item-913268c ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t18.00% to 22.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"Up to 35 Lac\"\n\t\tclass=\"elementor-repeater-item-d76ccad ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUp to 35 Lac\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"1-3 Yr\"\n\t\tclass=\"elementor-repeater-item-5d61383 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t1-3 Yr\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t <\/tbody><\/table><\/div>\n\n\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6adee02 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6adee02\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cdcd724\" data-id=\"cdcd724\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d1110ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d1110ba\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c670bac\" data-id=\"c670bac\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75f3dba elementor-widget elementor-widget-heading\" data-id=\"75f3dba\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Business Loan Eligibility<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-772b639 elementor-widget elementor-widget-text-editor\" data-id=\"772b639\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To avail a business loan from a lender, you will need to check if you meet the eligibility criteria listed by the lender. Listed below are the general eligibility criteria to avail business loans:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad62679 elementor-widget elementor-widget-text-editor\" data-id=\"ad62679\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>The loan can be availed by self-employed professionals, self-employed non-professionals, and entities.<\/li><li>Self-employed professionals usually include doctors, chartered accountants, company secretaries, architects, etc. This is subject to the applicants who have proof of qualifications and also are practicing their profession.<\/li><li>Self-employed non-professionals include traders, manufacturers, etc.<\/li><li>Entities include partnerships, limited liability partnerships, private limited companies, closely held limited companies, etc.<\/li><li>The business may be required to have a minimum turnover of Rs.40 lakh<\/li><li>Minimum of 3 years\u2019 experience in the current business is required.<\/li><li>Minimum 5 years of total business experience is required.<\/li><li>The business should be making a profit for the last 2 years.<\/li><li>Minimum Annual Income (ITR) of Rs.1.5 lakh per annum is required.<\/li><li>Applicants should be between the ages of 25 years and 55 years.<\/li><li>The IT returns for the last 1 year should have been filed.<\/li><li>Lenders may offer business loans to only certain cities and towns.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3b4362b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b4362b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-666eb17\" data-id=\"666eb17\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b64173d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b64173d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ae8d62f\" data-id=\"ae8d62f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d3eee4 elementor-widget elementor-widget-heading\" data-id=\"3d3eee4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Documents Required for Business Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10ff9c9 elementor-widget elementor-widget-text-editor\" data-id=\"10ff9c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>PAN Card for company, firm or individual<\/li><li>Proof of ID, in the form of, copy of Aadhar Card, Passport copy, Voter\u2019s ID copy, driving license.<\/li><li>Proof of address, in the form of, copy of Aadhar Card, Passport copy, Voter\u2019s ID copy, driving license.<\/li><li>Bank statement (last 6 months)<\/li><li>Latest ITR along with computation of income, balance sheet and P&amp;L account for the last 2 years. All financials must be CA certified or audited.<\/li><li>Proof of continuation (ITR\/Trade License\/Establishment\/Sales Tax Certificate)<\/li><li>Sole Proprietorship Declaration or certified copy of Partnership Deed<\/li><li>Certified true copy of Memorandum and Articles of Association<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-75d7eef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75d7eef\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a08b70f\" data-id=\"a08b70f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9a44ee0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9a44ee0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-607267f\" data-id=\"607267f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-584a534 elementor-widget elementor-widget-heading\" data-id=\"584a534\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to Apply for a Business Loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9a47f2 elementor-widget elementor-widget-text-editor\" data-id=\"a9a47f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>STEP 1:<\/strong>\u00a0You can apply for a business loan through online or offline channels. A number of lenders, today, give prospective customers the option of directly applying for a business loan through their official websites. To apply for a business loan online, you will need to visit the lender\u2019s respective website, click on the loan product that you wish to apply for, and click on \u2018Apply Now\u2019.<\/p><p><strong>STEP 2:<\/strong>\u00a0Upon doing so, you will be redirected to another webpage, wherein you will be required to key in certain details into an online application form. You may be asked to enter your name, age, contact number, city of residence, details about your business, etc.<\/p><p><strong>STEP 3:\u00a0<\/strong>Once you key in the required information, you can click on \u2018Submit\u2019 to submit the online application form. A representative from the bank\/financial institution will contact you to take the loan application process forward.<\/p><p><strong>STEP 4:<\/strong>\u00a0You can also choose to visit the nearest branch of a bank or financial institution and directly apply for a loan through the branch. In this case, you will need to submit the loan application form along with the required supporting documents at the branch.<\/p><p><strong>STEP 5:<\/strong>\u00a0Once the lender verifies your loan application and documents, your application will be approved, after which the loan amount will be disbursed into your account.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3cb7691 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3cb7691\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-654e5a8\" data-id=\"654e5a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5959a40 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5959a40\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-60c32cb\" data-id=\"60c32cb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dcd05dc elementor-widget elementor-widget-heading\" data-id=\"dcd05dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Reasons to Take a Business Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f277b72 elementor-widget elementor-widget-text-editor\" data-id=\"f277b72\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There are multiple reasons for applying for a business loan. However, you should opt for this scheme only when:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2fef21 elementor-widget elementor-widget-text-editor\" data-id=\"b2fef21\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"row\"><ul><li>You have a strong business plan<\/li><li>You foresee a decent cash flow in the future through the business<\/li><li>The capital return of your business is greater than the interest of the loan borrowed<\/li><\/ul><\/div><h5>BUSINESS LOAN FOR SPECIAL NEEDS<\/h5><ul><li><strong>WHILE ESTABLISHING A NEW BUSINESS<\/strong><\/li><\/ul><p>If an entrepreneur has a business idea that he or she wants to turn into an endeavour with potential income, a business loan can be availed in such a scenario to meet his or her financial needs. However, in order to ensure your loan gets approved, you should make sure that your idea is good enough to generate substantial profits in order to repay the loan interest. You should also make sure that the overhead cost of the business is not high enough to cause a negative impact on the business and its profitability.<\/p><ul><li><strong>FOR BUSINESS EXPANSION<\/strong><\/li><\/ul><p>Opting for a business loan is a great way to arrange for the funds required during the expansion of an organisation. Business expansion can include starting a new department, launch of a new product, upgrading an operation or product, venturing a new area or market, etc. Additionally, the chances of loan approval for an existing business are usually high owing to the fact that it holds a proven track record.<\/p><ul><li><strong>TO PURCHASE MACHINERY AND EQUIPMENT<\/strong><\/li><\/ul><p>When dealing with a high-demand product, it is essential for the business to maintain a regular supply to the market. In order to do this, the organisation might have to increase production by investing in equipment and machinery with the latest technology. Furthermore, a company might also need to buy equipment during an expansion. Business loans are a great way to meet credit needs during such a situation.<\/p><ul><li><strong>TO MANAGE CASH FLOW WITHIN THE ORGANISATION<\/strong><\/li><\/ul><p>It is difficult for small companies to ensure there is a healthy amount of cash flow within the organisation. Therefore, a business might face a shortage of money to fulfil its liquidity requirements for a working capital such as utility bills, overhead salary, inventory management, rent, etc. However, this problem can be solved if a business owner opts for a loan to meet the company\u2019s temporary financial crisis.<\/p><ul><li><strong>REQUIRE WORKING CAPITAL FOR BUSINESS<\/strong><\/li><\/ul><p>When the cash flow is low within an organisation due to reasons such as market boom and increase in operating cycles, it is difficult to manage regular expenses such as salaries, supplies, and raw materials. In order to keep the business running and to recover from such a financial crisis, an entrepreneur might decide to avail a business loan and keep the business operational.<\/p><ul><li><strong>TO TURN BUSINESS LOSSES INTO PROFITS<\/strong><\/li><\/ul><p>A business loan can also be availed to receive the funds required in order to make a business that has been incurring losses profitable. Even though many lenders are sceptical when funding a less successful\/unsuccessful business, corporate applicants with a practical plan that includes major changes in business operations or introduction of a new product might convince them to do so.<\/p><ul><li><strong>TO REPAY PREVIOUS DEBTS<\/strong><\/li><\/ul><p>It is always a smart move to repay multiple small debts using a large loan in order to avoid paying a huge amount of money as interest. A businessman can also choose to do the same by availing a business loan.<\/p><ul><li><strong>WHILE RUNNING A SEASONAL BUSINESS<\/strong><\/li><\/ul><p>If you are operating a business that is in demand only during a certain time of the year then it might be difficult for you to manage the expenses when the orders start rushing in. In that case, you can secure a short-term business loan to offer undisrupted service to your customers and can repay the loan using the profit earned after the peak season is over.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cb9ca90 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cb9ca90\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c0633e2\" data-id=\"c0633e2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1db90a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1db90a2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1f64138\" data-id=\"1f64138\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f44fb3 elementor-widget elementor-widget-heading\" data-id=\"9f44fb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Reasons to Take a Business Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07d87f0 elementor-widget elementor-widget-text-editor\" data-id=\"07d87f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A few types of business loans are as follows:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0114ed3 elementor-widget elementor-widget-text-editor\" data-id=\"0114ed3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>OVERDRAFT FACILITY<\/strong><\/li><\/ul><p>In an overdraft facility, the business owner can withdraw a larger sum than the amount present in the account as a loan to meet his or her business needs. The maximum amount that can be withdrawn and the interest rate under this facility is based on a mutual agreement between the lender and borrower.<\/p><ul><li><strong>TERM LOANS<\/strong><\/li><\/ul><p>In case of a term loan, a borrower can avail a secured or unsecured loan to receive the funds according to the situation and requirement of the business. These loans are helpful in acquiring long-term assets. There are three types of term loans based on tenure namely short-term loan, long-term loan, and intermediate loan that can be repaid on a monthly or quarterly basis. While the rate of interest for such loans can be fixed or floating, it varies according to the loan repayment tenure.<\/p><ul><li><strong>DEMAND LOANS<\/strong><\/li><\/ul><p>When an entrepreneur withdraws a demand loan to meet the financial requirements of his or her business, the amount has to be repaid whenever the bank or non-banking financing company (NBFC) recalls it. Demand loans can be both secured and unsecured and are ideal to meet a short-term financial crisis. While the maximum term for this type of a business loan can be 12 months, the merchant can choose to renew it when the term has ended.<\/p><ul><li><strong>LOAN AGAINST SECURITIES<\/strong><\/li><\/ul><p>At the time of a financial crisis, a business can also decide to opt for a loan against its financial securities that are approved by the bank such as mutual funds, fixed maturity plans, insurance policies, savings bonds, demat shares, exchange-traded funds, etc.<\/p><ul><li><strong>LETTER OF CREDIT FACILITY<\/strong><\/li><\/ul><p>This type of financing scheme can be availed by a business based on the creditworthiness of the buyer\u2019s bank when the buyer and the seller do not know each other such as during international trade transactions. In this case, the bank pledges on-time payment to the seller after taking account of its origin certificate, insurance certificate, transportation documents, legal documents, and other commercial documents. However, if the buyer fails to make the payment, the bank is liable to pay the entire outstanding amount.<\/p><ul><li><strong>CASH CREDIT FACILITY<\/strong><\/li><\/ul><p>The cash credit facility is an overdraft loan that can be availed by a business to finance its need for working capital by offering its current assets such as receivables, inventory, etc. as collateral. The maximum amount that can be withdrawn using this scheme is dependent on the stock margin fixed by the bank. The tenure of this loan can be renewed at regular intervals of 12 months.<\/p><ul><li><strong>BANK GUARANTEE<\/strong><\/li><\/ul><p>Whether you own a public\/private limited company or proprietorship\/partnership firm, you can avail this pre-approved secured loan by offering residential, commercial, or industrial property as collateral. This financing scheme helps companies secure down loans, buy the required equipment, or cover any additional costs that will help the organisation grow. In this kind of a business loan, the financing company promises to pay the stakeholders of the guaranteed business in case it defaults.<\/p><ul><li><strong>BUSINESS LOANS FOR WOMEN ENTREPRENEURS<\/strong><\/li><\/ul><p>In a bid to promote women empowerment, numerous banks and NBFCs offer special loan schemes to existing and potential women entrepreneurs. These exclusive schemes offer a lot of benefits and special discounts in terms of quantum of loan, interest rate, security, etc. Furthermore, female entrepreneurs can also benefit from the consulting, training, and counselling offered by several lenders to help them learn about various aspects of the market and industry. However, these loans are only available to women who hold more than 50% shares of a company.<br \/><br \/>\u2022 MahilaUdyamNidhi Scheme<br \/>\u2022 MahilaSamridhiYojana<br \/>\u2022 Cent Kalyani from Central Bank of India<br \/>\u2022 Stree Shakti Package from State Bank of India<br \/>\u2022 Shringaar and Annapurna from BhartiyaMahila Bank<br \/>\u2022 Dena Shakti Scheme from Dena Bank<br \/>\u2022 Udyogini Scheme<\/p><ul><li><strong>POINT OF SALE LOAN<\/strong><\/li><\/ul><p>Through a Point of Sale loan, also called a Merchant Cash Advance, merchants can offer funding and financial assistance to their customers buying from their shops. Business owners, enterprises, MSMEs, entrepreneurs, retailers can avail this type of Loan against POS machines, to start a new business or manage their existing businesses. The loan amount depends on the volume of business generated at the said POS.<\/p><ul><li><strong>BILL-INVOICE DISCOUNTING<\/strong><\/li><\/ul><p>This is a method of buying goods through a bill of credit, for sellers of goods. It is a source of working capital, where the lender or financial institute takes discount from the seller\u2019s customers. The bills that come under this discount are termed as \u2018bills of exchange\u2019.<\/p><ul><li><strong>START UP INDIA<\/strong><\/li><\/ul><p>This scheme was started by the government of India to extend support towards start up enterprises for growth and expansion purposes. To avail this, an enterprise needs to obtain a recognition certificate from the Start Up India mobile app\/portal. This scheme also aims to create wealth and employment by financially backing entrepreneurs.<\/p><ul><li><strong>STAND UP INDIA<\/strong><\/li><\/ul><p>Under this loan scheme started by the government of India, every bank branch can help set up the business of at least one SC\/ST or woman entrepreneur per branch, with the loan amount ranging between Rs. 10 lakhs to 1 crore. This aims to help the backward class and women.<\/p><ul><li><strong>MUDRA LOANS UNDER PMMY<\/strong><\/li><\/ul><p>The Micro Units Development and Refinance Agency (MUDRA) loan is meant to support MSMEs nationwide, with a minimum loan amount of Rs. 50,000 and maximum of 10 lakhs. Under the PradhanMantri MUDRA Yojana, this loan is to extend support to non-agricultural and small first time entrepreneurs or existing businesses and non-corporate enterprises. It has three categories, namely, Shishu, Kishore &amp; Tarun wherein these loans are offered by Private Sector Banks, Public Sector Banks, Regional Rural Banks (RRBs).<\/p><ul><li><strong>WORKING CAPITAL LOAN<\/strong><\/li><\/ul><p>A working capital loan is meant to take care of the day to day undertakings of a business, like raw material purchase, salary payments, rents, training, etc.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a480739 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a480739\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c6b0fd5\" data-id=\"c6b0fd5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ee70e31 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ee70e31\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d16059f\" data-id=\"d16059f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a9ab48 elementor-widget elementor-widget-heading\" data-id=\"7a9ab48\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Features and Benefits of Business Loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4c90ad elementor-widget elementor-widget-text-editor\" data-id=\"c4c90ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Before you choose to apply for a business loan to start a new business or expand the current one, you should learn about the features of a business loan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfd2f0e elementor-widget elementor-widget-text-editor\" data-id=\"cfd2f0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>The corpus for a business loan depends on numerous factors such as the amount of profit it makes annually, valuation of the business, and operating industry of the business in addition to the number of years it has been operational.<\/li><li>These loan applications usually get approved fairly quickly and sans any hassle during processing. Most banks and financial institutions provide their customers with the promise of secured lending solutions when it comes to business loans.<\/li><li>Since business loans carry flexible repayment options along with minimal documentation, they have become one of the most preferred ways for entrepreneurs to meet the financial needs of their businesses.<\/li><li>Unsecured business loans enable businesses to fund their exact exigencies and repay their loan amount in easy EMIs (equated monthly instalments). These loans can be availed for a variety of reasons, including but not limited to, business expansions, working capital, etc.<\/li><li>Banks and financial institutions offering business loans also provide their customers with the flexibility of doorstep service. Additionally, a number of business loan lenders in India usually don\u2019t expect any collateral, guarantor or security from the applicant.<\/li><li>Some banks offer customers with the facility of business loan eligibility in 1 minute, either online or in any of their branches. These speedy approvals ensure that customers don\u2019t waste any of their time waiting to hear from banks about the status of their loan application.<\/li><li>Business loans come with the added benefit of services such as SMS, Web Chat, Phone Banking, etc. Some banks even extend exclusive higher loan amounts to their self-employed customer base.<\/li><li>Thus, if you are in need of funds for business needs, make sure to compare your options and apply for a business loan at the earliest.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-88f658f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"88f658f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d87e6a6\" data-id=\"d87e6a6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-66db626 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"66db626\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f7343c9\" data-id=\"f7343c9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5562cf8 elementor-widget elementor-widget-heading\" data-id=\"5562cf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Things to Consider When Applying for a Business Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f83780b elementor-widget elementor-widget-text-editor\" data-id=\"f83780b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Listed below are a few points that you should consider before availing a business loan:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfb8b8c elementor-widget elementor-widget-text-editor\" data-id=\"cfb8b8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>LISTED BELOW ARE A FEW POINTS THAT YOU SHOULD CONSIDER BEFORE AVAILING A BUSINESS LOAN :<\/strong>\u00a0The quantum of loan offered by lenders to business owners\/self-employed individuals is usually quite high. That said, it is necessary to assess your funding requirements and avail a loan that will help you fund your business requirements. It is best to not borrow more than what you require since the repayment may become a hassle.<\/p><p><strong>RESEARCH THE TYPES OF BUSINESS LOANS :<\/strong>Many lenders offer more than one business loan as part of their product mix. These loans are likely to have varied terms, loan amounts, loan tenures, and repayment options. Further, select business loans may be specially catered towards certain sectors or segments of the society, thus helping individuals belonging to these groups avail either a lower interest or better terms. Hence make sure to do your due research about the various types of business loans that are available in the Indian market and make a choice accordingly.<\/p><p><strong>CHECK YOUR CREDIT SCORE :\u00a0<\/strong>Your credit score indicates your creditworthiness. Individuals with a good credit score are considered less likely to default on their repayment. Lenders, thus, usually check your credit score before approving it. To increase your chances of being approved for the loan at an affordable interest rate, it is advisable to have a credit score above 750. Before applying for a business loan, make sure to check your credit score and take the necessary steps to improve your credit score, if necessary.<\/p><p><strong>UNDERSTAND THE REPAYMENT TERMS :<\/strong>\u00a0For business loans, the borrowed amount is, in most cases, repaid via Equated Monthly Installments (EMIs). Lenders usually take your repayment capacity into account and decide on a loan tenure and monthly EMI that is affordable. As an applicant, you should ensure that you understand your lender\u2019s repayment terms. Make sure to not default on EMI payments since it can cause your credit score to dip.<\/p><p><strong>CHECK THE CHARGES :<\/strong>\u00a0Certain charges that are levied on business loans include the interest rate, processing fee, preclosure fee, documentation charges, part-payment fee, default fee, etc. Make sure to check the charges that are levied by different lenders and understand how they affect the cost of your loan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a91c9a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a91c9a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a18ebd0\" data-id=\"a18ebd0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9368e8b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9368e8b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-981cb15\" data-id=\"981cb15\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-061d101 elementor-widget elementor-widget-heading\" data-id=\"061d101\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Ask Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee5708e elementor-widget elementor-widget-text-editor\" data-id=\"ee5708e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7ed9b7 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"c7ed9b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary side-curve\" id=\"accordion-6a33e5c8499d5\">\n\n            \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-c7ed9b7\">\n                        <a href=\"#collapse-65602d26a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-65602d26a33e5c8499d5\" aria-expanded=\"true\" aria-controls=\"Collapse-65602d26a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What is a business loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-65602d26a33e5c8499d5\" class=\" show collapse\" aria-labelledby=\"primaryHeading-0-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>A business loan is an unsecured loan that can be availed by an applicant to cover the day to day costs of business. It does not usually require any collaterals and comes with a flexible repayment tenure, that can be anywhere between 12 months and 5 years, depending on the loan amount.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-c7ed9b7\">\n                        <a href=\"#collapse-240599b6a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-240599b6a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-240599b6a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What can process fee for business loans be like?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-240599b6a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Depending on the lender, the processing fee for a business loan could vary from zero to 4% of the loan amount, subject to loan requirements.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-c7ed9b7\">\n                        <a href=\"#collapse-9a7af716a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-9a7af716a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-9a7af716a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What kind of credit score is necessary for one to secure a business loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-9a7af716a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>A credit score of close to 900 is considered great by lenders, as far as business loans are concerned.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-c7ed9b7\">\n                        <a href=\"#collapse-0a44a746a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-0a44a746a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-0a44a746a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What is the maximum amount of loan one can apply for?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-0a44a746a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>The maximum business loan amount that a lender can approve could go up to Rs. 1 crore.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-c7ed9b7\">\n                        <a href=\"#collapse-07ecc7c6a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-07ecc7c6a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-07ecc7c6a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What is ideal loan repayment tenure for business loans?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-07ecc7c6a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>For short term business loans, with a relatively lower amount, the loan tenure does not exceed 12 months. However, for business loans of higher amounts, a suitable tenure can be chosen, with the maximum being 5 years.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-c7ed9b7\">\n                        <a href=\"#collapse-6763ced6a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-6763ced6a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-6763ced6a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">Is 750 a good credit score for securing a business loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-6763ced6a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-5-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Yes, a credit score of 750 is considered quite good by lenders, who might even allow the applicant a lower interest rate.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-6-c7ed9b7\">\n                        <a href=\"#collapse-cbbd9756a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-cbbd9756a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-cbbd9756a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">How does credit score affect loan interests?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-cbbd9756a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-6-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Lenders often offer lower interest rates to applicants with a high credit scores, so the higher the score, the better. Consequently, applicants might have to pay higher interests with a lower credit score.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-7-c7ed9b7\">\n                        <a href=\"#collapse-bcbe0c26a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-bcbe0c26a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-bcbe0c26a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">Is there a minimum credit score criteria to avail a car loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-bcbe0c26a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-7-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Lenders often look for a credit score of 750 or more, since that means the applicant has a great repayment track record. However, many lenders might still loan to applicants with lower credit scores, but for a high interest rate.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-8-c7ed9b7\">\n                        <a href=\"#collapse-22b53aa6a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-22b53aa6a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-22b53aa6a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">Is it better to get a car loan from a bank or the dealer?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-22b53aa6a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-8-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>It is important that one compares all the options available, and compares the benefits and interests for each. Whichever option has the best benefits should be chosen by one, irrespective of whether it is from the Dealer or a bank.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-9-c7ed9b7\">\n                        <a href=\"#collapse-e682a6f6a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-e682a6f6a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-e682a6f6a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">Do banks offer loans on used cars?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-e682a6f6a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-9-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Several banks like HDFC, ICICI and SBI offers loans on used cars, provided they are no more than 5 years old. The loan covers up to 85% of the on-road price of the vehicle and has maximum repayment tenure of 7 years or 84 months.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-10-c7ed9b7\">\n                        <a href=\"#collapse-1159f1a6a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-1159f1a6a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-1159f1a6a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What are the criteria one needs to satisfy to be eligible for a car loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-1159f1a6a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-10-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>The top most criteria, as mentioned above, is a credit score of 750, to be able to avail a loan from a lender. Higher the credit score of an applicant, higher is his\/her chance to get the loan at a low interest rate. The other factors might include net monthly income, employment type, job stability, residence, etc.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-11-c7ed9b7\">\n                        <a href=\"#collapse-a728aea6a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-a728aea6a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-a728aea6a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What is the starting EMI that one needs to pay for a car loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-a728aea6a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-11-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>The EMI depends on the car loan amount, interest rate and the loan repayment tenure. It can be easily calculated using the EMI Calculator on the SastaLoans24.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-12-c7ed9b7\">\n                        <a href=\"#collapse-ffbb9a96a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ffbb9a96a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-ffbb9a96a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What is the minimum down payment that one needs to make?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ffbb9a96a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-12-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>While there is nothing set in stone, when it comes to the down payment amount, a higher down payment would mean a smaller loan, lower interest rate and smaller repayment tenure, all of which lead to a smaller debt liability. Subsequently, a higher down payment amount often prompts lenders to charge a lower interest rate, too.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-13-c7ed9b7\">\n                        <a href=\"#collapse-53565f66a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-53565f66a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-53565f66a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What are the benefits of having a higher credit score?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-53565f66a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-13-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>A higher credit score (over 750) would earn one the chance to negotiate a lower rate of interest. Some lenders might even waiver the processing fees partly or wholly, due to a high credit score.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-14-c7ed9b7\">\n                        <a href=\"#collapse-42871e36a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-42871e36a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-42871e36a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">How does a top-up on car loan work?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-42871e36a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-14-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>In case of additional fund requirements, some banks (HDFC, Kotak Mahindra, ICICI, Axis) offer top-up loans, which require minimum paper work and has quick disbursal. The applicant is required to maintain a clear repayment record for at least 9 months to be eligible for this. A top up be as much as 150% of the car\u2019s value.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-15-c7ed9b7\">\n                        <a href=\"#collapse-4eedd4b6a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-4eedd4b6a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-4eedd4b6a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What is car refinancing?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-4eedd4b6a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-15-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Car refinancing is when one takes a new loan to pay off the outstanding amount of an existing loan amount. This can be done to get avail lower interest rates or longer loan tenure. Usually, it saves money, since the EMI amount reduces. However, if majority of the instalments have already been paid off, refinancing may be a loss since the penalties will overrun the benefits.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-16-c7ed9b7\">\n                        <a href=\"#collapse-1b421c26a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-1b421c26a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-1b421c26a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What tax benefits is one eligible for on a car loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-1b421c26a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-16-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>As announced in the latest Union Budget (2019-20) by Finance Minister Nirmala Sitharaman, the purchase of an EV or electronic vehicle makes on eligible for a tax rebate of 1.5 lakhs on the interest paid. One will be able to avail a benefit of about Rs.2.5 lakh during the entire term of the loan. Further, the tax rates on electric vehicles to 5% from 12%, by the government of India.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-17-c7ed9b7\">\n                        <a href=\"#collapse-3b7fb026a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-3b7fb026a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-3b7fb026a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What are the benefits and charges for foreclosing a car loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-3b7fb026a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-17-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Foreclosing a car loan, or paying it off before the tenure is up will release the vehicle form hypothecation and give ownership to the borrower. It will also lessen the cost burden on the borrower, since he\/she will not need to pay EMI\u2019s anymore. Foreclosing is usually allowed by lenders, after minimum 6 months of EMI payments. It might have a penalty attached, which varied from lender to lender.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-18-c7ed9b7\">\n                        <a href=\"#collapse-37eb9426a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-37eb9426a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-37eb9426a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What are the benefits of leasing a car?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-37eb9426a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-18-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Leasing a car is similar in that the leasee is required to pay monthly instalments to the owner for the lease period, and is ideal for people who like to change vehicles every few years. Leasing takes care of the maintenance Once the lease is up, the leasee can simply return the car to the owner without the extensive hassle of evaluation or sale.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-19-c7ed9b7\">\n                        <a href=\"#collapse-de840ba6a33e5c8499d5\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-de840ba6a33e5c8499d5\" aria-expanded=\"false\" aria-controls=\"Collapse-de840ba6a33e5c8499d5\">\n                            \n                            <span class=\"ekit-accordion-title\">What are the limitations in case of leasing?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-de840ba6a33e5c8499d5\" class=\" collapse\" aria-labelledby=\"primaryHeading-19-c7ed9b7\" data-parent=\"#accordion-6a33e5c8499d5\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>A leased vehicle usually has restrictions in place, as opposed to an owned vehicle. It can only run for a certain distance. Also, there can be no customizations made on leased vehicles.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e4730a4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e4730a4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d5d0bcd\" data-id=\"d5d0bcd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f1b2818 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f1b2818\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dd0e4ff\" data-id=\"dd0e4ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a2bd84 elementor-widget elementor-widget-heading\" data-id=\"0a2bd84\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Say Hello To The \n<br>Collaboration Hub.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-89ef0e9\" data-id=\"89ef0e9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78e7ac7 elementor-widget elementor-widget-button\" data-id=\"78e7ac7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>SELECT YOUR EMPLOYMENT TYPE Company Business Loan Business loans are designed to help small businesses and entrepreneurs meet their capital requirements. There are over 20 banks and financial institutions in the country that offer tailor-made business loans at attractive interest rates to suit your financial requirements. Business Loan New Announcements Under the economic package of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-829","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/pages\/829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/comments?post=829"}],"version-history":[{"count":130,"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/pages\/829\/revisions"}],"predecessor-version":[{"id":1113,"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/pages\/829\/revisions\/1113"}],"wp:attachment":[{"href":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-json\/wp\/v2\/media?parent=829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}