{"id":1289,"date":"2023-07-14T17:29:31","date_gmt":"2023-07-14T17:29:31","guid":{"rendered":"http:\/\/sastaloan.360digital.marketing\/?page_id=1289"},"modified":"2023-07-16T15:21:24","modified_gmt":"2023-07-16T15:21:24","slug":"home-loan-balance-transfer-topup","status":"publish","type":"page","link":"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/home-loan-balance-transfer-topup\/","title":{"rendered":"Home Loan Balance Transfer \/ Topup"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1289\" class=\"elementor elementor-1289\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-634bb93 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"634bb93\" data-element_type=\"section\" data-e-type=\"section\" id=\"apply\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1183ecb\" data-id=\"1183ecb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5962613 elementor-section-height-min-height loan_background elementor-section-boxed elementor-section-height-default\" data-id=\"5962613\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f09a5e9\" data-id=\"f09a5e9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dfe3dcc elementor-widget elementor-widget-heading\" data-id=\"dfe3dcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SELECT YOUR EMPLOYMENT TYPE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-eb270d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb270d9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7b17f49 type_back\" data-id=\"7b17f49\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ca87af elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"9ca87af\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjE3MDgiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\" tabindex=\"-1\"><img decoding=\"async\" width=\"75\" height=\"75\" src=\"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-content\/uploads\/2023\/07\/sprite-employment-type-v3.png\" class=\"attachment-full size-full wp-image-607\" alt=\"\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjE3MDgiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">Salaried<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-56b06b7 type_back\" data-id=\"56b06b7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-36ec966 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"36ec966\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjE3MTQiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\" tabindex=\"-1\"><img decoding=\"async\" width=\"75\" height=\"75\" src=\"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-content\/uploads\/2023\/07\/sprite-employment-type-v3-2.png\" class=\"attachment-full size-full wp-image-605\" alt=\"\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjE3MTQiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">Business Owner Personal<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-97b44e5 type_back\" data-id=\"97b44e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73bd6cd elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"73bd6cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjE3MTgiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\" tabindex=\"-1\"><img decoding=\"async\" width=\"75\" height=\"75\" src=\"https:\/\/360digital.marketing\/sasta-loan-new\/sastaloanwordpress\/wp-content\/uploads\/2023\/07\/sprite-employment-type-v3-1.png\" class=\"attachment-full size-full wp-image-606\" alt=\"\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjE3MTgiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">Professional - Self Employed<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-85faa43 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"85faa43\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c8b6abf\" data-id=\"c8b6abf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3b8e7b5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b8e7b5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-af2fc56\" data-id=\"af2fc56\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8569fde elementor-widget elementor-widget-heading\" data-id=\"8569fde\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Home Loan Balance Transfer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17f9937 elementor-widget elementor-widget-text-editor\" data-id=\"17f9937\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Your balance transfer on home loan will be treated as a fresh loan.Home Loan Balance Transfer helps you reduce your EMIs by moving your outstanding loan from other financial institutes to the one which offers lower interest rate. Home Loan Balance Transfer or Refinancing or simply Balance Transfer is the process that allows you to benefit from the lower interest rate offered by the other lender. If you have an existing outstanding home loan with one borrower, you can make a home loan transfer, that is, shift the remainder amount to a different borrower who charges a lower rate of interest, the process is termed as a home loan balance transfer or refinancing. This unique home loan transfer service helps a customer avoid high applicable interest rates as listed by one home loan lender and migrate to a lower interest rate structure with another lender.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19b89b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19b89b8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-81f9958\" data-id=\"81f9958\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0b3dd9c elementor-widget elementor-widget-heading\" data-id=\"0b3dd9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Best Home Loan Transfer Rates<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8370004 elementor-widget elementor-widget-text-editor\" data-id=\"8370004\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The following are the best home loan interest rates available:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8fa3084 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8fa3084\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-81258c4\" data-id=\"81258c4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e08ca1 elementor-widget elementor-widget-elementskit-table\" data-id=\"2e08ca1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n<div class=\"ekit_table display  ekit_table_data_type-custom\"\n\tdata-settings=\"{&quot;fixedHeader&quot;:false,&quot;search&quot;:false,&quot;search_placeholder&quot;:&quot;&quot;,&quot;responsive&quot;:true,&quot;pagination&quot;:false,&quot;button&quot;:false,&quot;entries&quot;:false,&quot;info&quot;:false,&quot;info_text&quot;:&quot;&quot;,&quot;entries_text&quot;:&quot;&quot;,&quot;ordering&quot;:false,&quot;searchIcon&quot;:&quot;&quot;,&quot;item_per_page&quot;:30,&quot;nav_style&quot;:&quot;&quot;,&quot;prev_text&quot;:&quot;&quot;,&quot;next_text&quot;:&quot;&quot;,&quot;prev_arrow&quot;:&quot;&quot;,&quot;next_arrow&quot;:&quot;&quot;}\">\n\t<table id=\"ekit-table-container-2e08ca1\" class=\"display dataTable\" style=\"width:100%\"><thead><tr>\t<th class=\"elementor-repeater-item-aad3c0a\">\n\t\t<div\n\t\t\tclass=\"ekit_table_item_container  ekit-table-container- \">\n\t\t\tBanks\t\t<\/div>\n\t<\/th>\n\t\t<th class=\"elementor-repeater-item-daeb48b\">\n\t\t<div\n\t\t\tclass=\"ekit_table_item_container  ekit-table-container- \">\n\t\t\tTransfer Rates\t\t<\/div>\n\t<\/th>\n\t\t<th class=\"elementor-repeater-item-7697220\">\n\t\t<div\n\t\t\tclass=\"ekit_table_item_container  ekit-table-container- \">\n\t\t\tCurrent RLLR\t\t<\/div>\n\t<\/th>\n\t <\/tr><\/thead><tbody><tr>\t<td data-order=\"SBI\"\n\t\tclass=\"elementor-repeater-item-abfdae0 ekit_table_data_\">\n\t\t\t\t<a href=\"#\">\n\t\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t<p>SBI<\/p>\t\t\t<\/div>\n\n\t\t\t\t\t<\/a>\n\t\t\t<\/td>\n\t\t<td data-order=\"6.95% p.a.\"\n\t\tclass=\"elementor-repeater-item-98ce708 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t<p>6.95% p.a.<\/p>\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"6.65%\"\n\t\tclass=\"elementor-repeater-item-9084074 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t<p>6.65%<\/p>\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"HDFC Ltd.\"\n\t\tclass=\"elementor-repeater-item-6c95e89 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tHDFC Ltd.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"6.95% p.a.\"\n\t\tclass=\"elementor-repeater-item-79cec00 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t6.95% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"16.20% (RPLR)\"\n\t\tclass=\"elementor-repeater-item-abc03b7 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t16.20% (RPLR)\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"LIC Housing Finance Limited\"\n\t\tclass=\"elementor-repeater-item-4b97c6a ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tLIC Housing Finance Limited\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"6.90% p.a.\"\n\t\tclass=\"elementor-repeater-item-d0e5a02 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n6.90% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"14.70% (LHPLR)\"\n\t\tclass=\"elementor-repeater-item-2f20416 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t14.70% (LHPLR)\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"ICICI Bank\"\n\t\tclass=\"elementor-repeater-item-fb2c5dd ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tICICI Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"6.95% p.a.\"\n\t\tclass=\"elementor-repeater-item-b4434c4 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t6.95% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"6.95%\"\n\t\tclass=\"elementor-repeater-item-b2d29df ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t6.95%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Axis Bank\"\n\t\tclass=\"elementor-repeater-item-53cb2ea ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tAxis Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7.75% p.a.\"\n\t\tclass=\"elementor-repeater-item-137a03e ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t<p>7.75% p.a.<\/p>\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7.75%\"\n\t\tclass=\"elementor-repeater-item-99aab5b ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t<p>7.75%<\/p>\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Bank of Baroda\"\n\t\tclass=\"elementor-repeater-item-3718f95 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tBank of Baroda\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7.00% p.a.\"\n\t\tclass=\"elementor-repeater-item-d55798f ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t<p>7.00% p.a.<\/p>\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"6.85%\"\n\t\tclass=\"elementor-repeater-item-1f6dd5f ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t<p>6.85%<\/p>\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Canara Bank\"\n\t\tclass=\"elementor-repeater-item-09b9325 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tCanara Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"6.90% p.a.\"\n\t\tclass=\"elementor-repeater-item-4dfe0f9 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t6.90% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"6.90%\"\n\t\tclass=\"elementor-repeater-item-f04ca16 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n6.90%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Bank of Maharashtra\"\n\t\tclass=\"elementor-repeater-item-8d608e3 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tBank of Maharashtra\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7.05% p.a.\"\n\t\tclass=\"elementor-repeater-item-3b88d98 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t7.05% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7.05%\"\n\t\tclass=\"elementor-repeater-item-2bcf533 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t7.05%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Union Bank of India\"\n\t\tclass=\"elementor-repeater-item-b80daee ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUnion Bank of India\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"6.70% p.a.\"\n\t\tclass=\"elementor-repeater-item-5619a12 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t6.70% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"6.80%\"\n\t\tclass=\"elementor-repeater-item-cf42444 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t6.80%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Kotak Mahindra Bank\"\n\t\tclass=\"elementor-repeater-item-68154be ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tKotak Mahindra Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7.10% p.a.\"\n\t\tclass=\"elementor-repeater-item-61396f8 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t7.10% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"6.75%\"\n\t\tclass=\"elementor-repeater-item-43f3e49 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n6.75%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"United Bank of India\"\n\t\tclass=\"elementor-repeater-item-ac4759d ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tUnited Bank of India\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"8.00% p.a.\"\n\t\tclass=\"elementor-repeater-item-93dcdec ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t8.00% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"6.65%\"\n\t\tclass=\"elementor-repeater-item-3d0e6a0 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t6.65%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"IDFC First Bank\"\n\t\tclass=\"elementor-repeater-item-e08e2a9 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tIDFC First Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7% p.a.\"\n\t\tclass=\"elementor-repeater-item-9028089 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n7% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7%\"\n\t\tclass=\"elementor-repeater-item-3ab4e89 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t7%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Federal Bank\"\n\t\tclass=\"elementor-repeater-item-64b7440 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tFederal Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7.90% p.a.\"\n\t\tclass=\"elementor-repeater-item-951ddfb ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t7.90% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7.90%\"\n\t\tclass=\"elementor-repeater-item-18ca8dd ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n7.90%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Karur Vysya Bank\"\n\t\tclass=\"elementor-repeater-item-05bd516 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tKarur Vysya Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"8.20% p.a.\"\n\t\tclass=\"elementor-repeater-item-df10f4a ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t8.20% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7.20%\"\n\t\tclass=\"elementor-repeater-item-b8cf36c ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t7.20%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Dhanalakshmi Bank\"\n\t\tclass=\"elementor-repeater-item-19690f7 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tDhanalakshmi Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7.85% p.a.\"\n\t\tclass=\"elementor-repeater-item-2924b6a ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t7.85% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"7.00%\"\n\t\tclass=\"elementor-repeater-item-dc6e97d ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t7.00%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Karnataka Bank\"\n\t\tclass=\"elementor-repeater-item-9e0938d ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tKarnataka Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"8.27% p.a.\"\n\t\tclass=\"elementor-repeater-item-1447bc8 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t8.27% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"8.27%\"\n\t\tclass=\"elementor-repeater-item-1869908 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t8.27%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"Tamilnad Mercantile Bank\"\n\t\tclass=\"elementor-repeater-item-ad784fa ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tTamilnad Mercantile Bank\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"8.45% p.a.\"\n\t\tclass=\"elementor-repeater-item-7e58a53 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t8.45% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"8.45%\"\n\t\tclass=\"elementor-repeater-item-840348a ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t\t\n8.45%\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t<tr>\t<td data-order=\"PNB Housing Finance Ltd.\"\n\t\tclass=\"elementor-repeater-item-1df385c ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\tPNB Housing Finance Ltd.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"9.25% p.a.\"\n\t\tclass=\"elementor-repeater-item-bd4b484 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t9.25% p.a.\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t\t<td data-order=\"8.90% (PNBHFR)\"\n\t\tclass=\"elementor-repeater-item-3b3a553 ekit_table_data_\">\n\t\t\n\t\t\t<div\n\t\t\t\tclass=\"ekit_table_body_container ekit_table_data_ ekit_body_align_center\">\n\t\t\t\t8.90% (PNBHFR)\t\t\t<\/div>\n\n\t\t\t\t<\/td>\n\t <\/tbody><\/table><\/div>\n\n\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6adee02 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6adee02\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cdcd724\" data-id=\"cdcd724\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8266a6d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8266a6d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0ac885d\" data-id=\"0ac885d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bdd49d7 elementor-widget elementor-widget-heading\" data-id=\"bdd49d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Documents Required<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-772b639 elementor-widget elementor-widget-text-editor\" data-id=\"772b639\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Completely filled loan transfer application form<\/li><li>For salaried employees: Salary slip of previous 3 months with a break up of gross salary, basic pay, home rent.<\/li><li>6 months bank statement with salary credits before 15 days of loan application<\/li><\/ul><p>To prove your eligibility, you\u2019ll need to provide certain documents. Though this too is specific to different lenders, the common documents will be:<\/p><table><tbody><tr><td class=\"bankd\"><p>Identity proof (any of the following)<\/p><\/td><td class=\"bankd\"><ul><li>Aadhaar<\/li><li>Passport<\/li><li>Driving license<\/li><li>Voters ID card<\/li><li>PAN card<\/li><\/ul><\/td><\/tr><tr><td class=\"bankd\"><p>Address proof (any of the following)<\/p><\/td><td class=\"bankd\"><ul><li>Copy of Electricity Bill\/Water Bill\/Telephone Bill<\/li><li>Copy of valid Passport\/AADHAAR Card\/Driving License<\/li><\/ul><\/td><\/tr><tr><td class=\"bankd\"><p>Age Proof<\/p><\/td><td class=\"bankd\"><ul><li>12th Marks Sheet<\/li><li>10th Marks Sheet<\/li><li>Voter ID<\/li><li>PAN<\/li><\/ul><\/td><\/tr><tr><td class=\"bankd\"><p>For Self Employed<\/p><\/td><td class=\"bankd\"><ul><li>Documents Of Business Existence Proof<\/li><li>Bank statement of the loan EMI deduction account for the previous 12 months<\/li><li>Loan Statement Copy<\/li><li>All relevant documents relating to the property under the possession of the current lender<\/li><\/ul><\/td><\/tr><tr><td class=\"bankd\"><p>Self Employed Professionals<\/p><\/td><td class=\"bankd\"><ul><li>Academic Qualifications<\/li><li>Bank statement of the loan EMI deduction account for the previous 12 months<\/li><li>All relevant documents relating to the property under the possession of the current lender<\/li><\/ul><\/td><\/tr><tr><td class=\"bankd\"><p>Other Relevant Documents<\/p><\/td><td class=\"bankd\"><ul><li>Employer ID Card<\/li><li>Duly filled application form with 3 passport size photographs attached<\/li><li>Account statements for the previous twelve months showing any other on-going loan from other bank\/ financial institution<\/li><li>Account statements for all accounts owned by the applicant in any bank<\/li><\/ul><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-67983c0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"67983c0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8749eac\" data-id=\"8749eac\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a68cc08 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a68cc08\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-e9567d9\" data-id=\"e9567d9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2edd86c elementor-widget elementor-widget-heading\" data-id=\"2edd86c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Ask Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c132540 elementor-widget elementor-widget-text-editor\" data-id=\"c132540\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b6a3d2 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"7b6a3d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary side-curve\" id=\"accordion-6a33e5c74e308\">\n\n            \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-7b6a3d2\">\n                        <a href=\"#collapse-65602d26a33e5c74e308\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-65602d26a33e5c74e308\" aria-expanded=\"true\" aria-controls=\"Collapse-65602d26a33e5c74e308\">\n                            \n                            <span class=\"ekit-accordion-title\">What is a Home Loan Balance Transfer?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-65602d26a33e5c74e308\" class=\" show collapse\" aria-labelledby=\"primaryHeading-0-7b6a3d2\" data-parent=\"#accordion-6a33e5c74e308\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Home loan balance transfer is a facility under which a borrower can have the outstanding amount on a home loan transferred to a new lender, to avail better interest rates.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-7b6a3d2\">\n                        <a href=\"#collapse-c575dcd6a33e5c74e308\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-c575dcd6a33e5c74e308\" aria-expanded=\"false\" aria-controls=\"Collapse-c575dcd6a33e5c74e308\">\n                            \n                            <span class=\"ekit-accordion-title\">When is it good to transfer a home loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-c575dcd6a33e5c74e308\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-7b6a3d2\" data-parent=\"#accordion-6a33e5c74e308\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Loan transfer is mostly done to enjoy a lower rate of interest offered by a different lender, on an existing outstanding amount of home loan.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-7b6a3d2\">\n                        <a href=\"#collapse-27f0db16a33e5c74e308\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-27f0db16a33e5c74e308\" aria-expanded=\"false\" aria-controls=\"Collapse-27f0db16a33e5c74e308\">\n                            \n                            <span class=\"ekit-accordion-title\">What is the maximum amount that one can transfer?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-27f0db16a33e5c74e308\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-7b6a3d2\" data-parent=\"#accordion-6a33e5c74e308\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>The maximum amount that can be transferred is the outstanding loan amount.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-7b6a3d2\">\n                        <a href=\"#collapse-0af5ca66a33e5c74e308\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-0af5ca66a33e5c74e308\" aria-expanded=\"false\" aria-controls=\"Collapse-0af5ca66a33e5c74e308\">\n                            \n                            <span class=\"ekit-accordion-title\">When is it a bad idea to transfer a home loan?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-0af5ca66a33e5c74e308\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-7b6a3d2\" data-parent=\"#accordion-6a33e5c74e308\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Transferring one\u2019s home loan is not a good idea if:<\/p><ul><li>They have paid more than 50% of your EMI<\/li><li>They are planning to leave the property in the foreseeable future<\/li><li>The current lender has a prepayment penalty<\/li><\/ul>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-7b6a3d2\">\n                        <a href=\"#collapse-25c32d66a33e5c74e308\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-25c32d66a33e5c74e308\" aria-expanded=\"false\" aria-controls=\"Collapse-25c32d66a33e5c74e308\">\n                            \n                            <span class=\"ekit-accordion-title\">How does one\u2019s credit score affect their loan transfer?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-25c32d66a33e5c74e308\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-7b6a3d2\" data-parent=\"#accordion-6a33e5c74e308\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Applying for a loan transfer is essentially treated the same as applying for a new loan. Therefore, credit score plays a significant role in one\u2019s eligibility. A drop in the credit score might lead to rejection application.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-7b6a3d2\">\n                        <a href=\"#collapse-e7d43196a33e5c74e308\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-e7d43196a33e5c74e308\" aria-expanded=\"false\" aria-controls=\"Collapse-e7d43196a33e5c74e308\">\n                            \n                            <span class=\"ekit-accordion-title\">What if one\u2019s previous lender has a prepayment penalty?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-e7d43196a33e5c74e308\" class=\" collapse\" aria-labelledby=\"primaryHeading-5-7b6a3d2\" data-parent=\"#accordion-6a33e5c74e308\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Most lenders today have no penalty in place for loan transfers. However, if they do, one could ask the new lender to take that under consideration. It may vary from lender to lender.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-6-7b6a3d2\">\n                        <a href=\"#collapse-2bfa0fd6a33e5c74e308\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-2bfa0fd6a33e5c74e308\" aria-expanded=\"false\" aria-controls=\"Collapse-2bfa0fd6a33e5c74e308\">\n                            \n                            <span class=\"ekit-accordion-title\">What is the time taken to transfer a home loan to a new lender?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-2bfa0fd6a33e5c74e308\" class=\" collapse\" aria-labelledby=\"primaryHeading-6-7b6a3d2\" data-parent=\"#accordion-6a33e5c74e308\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>As discussed before, applying for a home loan transfer is treated as applying for a new loan by a lender. Therefore, as in the case of a loan approval, transferring it might take from 15 to 20 days.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-7-7b6a3d2\">\n                        <a href=\"#collapse-6da63d46a33e5c74e308\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-6da63d46a33e5c74e308\" aria-expanded=\"false\" aria-controls=\"Collapse-6da63d46a33e5c74e308\">\n                            \n                            <span class=\"ekit-accordion-title\">Can one avail a top up along with a loan transfer?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-6da63d46a33e5c74e308\" class=\" collapse\" aria-labelledby=\"primaryHeading-7-7b6a3d2\" data-parent=\"#accordion-6a33e5c74e308\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Yes, in case if the property value increases from the time the original loan was taken by a borrower, they could apply for a top up, along with their loan to be transferred to a new lender. However, there might be legal charges and processing fees payable.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-8-7b6a3d2\">\n                        <a href=\"#collapse-71fbe866a33e5c74e308\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-71fbe866a33e5c74e308\" aria-expanded=\"false\" aria-controls=\"Collapse-71fbe866a33e5c74e308\">\n                            \n                            <span class=\"ekit-accordion-title\">What amount can one be charged as a loan transfer processing fee?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-71fbe866a33e5c74e308\" class=\" collapse\" aria-labelledby=\"primaryHeading-8-7b6a3d2\" data-parent=\"#accordion-6a33e5c74e308\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>The loan transfer processing fee can be 0.5% to 1% of the loan amount.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-9-7b6a3d2\">\n                        <a href=\"#collapse-a75a7d76a33e5c74e308\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-a75a7d76a33e5c74e308\" aria-expanded=\"false\" aria-controls=\"Collapse-a75a7d76a33e5c74e308\">\n                            \n                            <span class=\"ekit-accordion-title\">How does interest saving on EMI by loan transfer work?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-a75a7d76a33e5c74e308\" class=\" collapse\" aria-labelledby=\"primaryHeading-9-7b6a3d2\" data-parent=\"#accordion-6a33e5c74e308\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>The savings in EMI depend upon:<\/p><ul><li>One\u2019s current EMI<\/li><li>Existing rate of interest at the current lender<\/li><li>Interest rate offered by the new lender<\/li><li>Outstanding loan amount of the borrower<\/li><\/ul>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-10-7b6a3d2\">\n                        <a href=\"#collapse-edc47676a33e5c74e308\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-edc47676a33e5c74e308\" aria-expanded=\"false\" aria-controls=\"Collapse-edc47676a33e5c74e308\">\n                            \n                            <span class=\"ekit-accordion-title\">What are the steps involved in loan transfer?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-edc47676a33e5c74e308\" class=\" collapse\" aria-labelledby=\"primaryHeading-10-7b6a3d2\" data-parent=\"#accordion-6a33e5c74e308\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>These following steps are important to be followed in case of a home loan transfer:<\/p><ul><li>Check current rate of interest to calculate savings<\/li><li>Calculate and estimate the total cost based on all the fees and charges<\/li><li>Shortlist a new lender and also check if a top-up loan is needed<\/li><li>Collect all necessary property documents and foreclosure letter from the existing bank<\/li><li>Submit loan application with the new lender with photocopies of all property documents<\/li><li>Obtain the sanction letter<\/li><li>Get disbursement from the new lender via cheque or demand draft, for the existing lender and deposit it<\/li><li>Collect and submit all property documents from the old bank to the new one<\/li><\/ul>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-11-7b6a3d2\">\n                        <a href=\"#collapse-bcdc53e6a33e5c74e308\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-bcdc53e6a33e5c74e308\" aria-expanded=\"false\" aria-controls=\"Collapse-bcdc53e6a33e5c74e308\">\n                            \n                            <span class=\"ekit-accordion-title\">What precautions are necessary before applying for a home loan transfer?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-bcdc53e6a33e5c74e308\" class=\" collapse\" aria-labelledby=\"primaryHeading-11-7b6a3d2\" data-parent=\"#accordion-6a33e5c74e308\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>The following steps must be followed when one is applying for a home loan transfer:<\/p><ul><li>Check and ensure the lower interest rates offered by a lender is genuine<\/li><li>Ensure that the new lender does not compromise service quality in favour of lower rates<\/li><li>Check whether the loan is benchmark rate or prime lending rate. Usually, benchmark rates should be preferred<\/li><li>Ensure that the spread is fixed and not variable, which changes only in case the borrower defaults an EMI<\/li><li>Calculate all related charges and estimate total costs, including processing fees, documentation charges and stamp duty<\/li><li>Go through the loan agreement and ensure a prior notice is issued to or waived by the existed lender<\/li><\/ul>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e4730a4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e4730a4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d5d0bcd\" data-id=\"d5d0bcd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f1b2818 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f1b2818\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dd0e4ff\" data-id=\"dd0e4ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a2bd84 elementor-widget elementor-widget-heading\" data-id=\"0a2bd84\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Say Hello To The \n<br>Collaboration Hub.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-89ef0e9\" data-id=\"89ef0e9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78e7ac7 elementor-widget elementor-widget-button\" data-id=\"78e7ac7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>SELECT YOUR EMPLOYMENT TYPE Salaried Business Owner Personal Professional &#8211; Self Employed Home Loan Balance Transfer Your balance transfer on home loan will be treated as a fresh loan.Home Loan Balance Transfer helps you reduce your EMIs by moving your outstanding loan from other financial institutes to the one which offers lower interest rate. 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